Starting a Business: Do you have enough money?

MoneyDo not underestimate the cost involved in getting your new business up and running. There will be lots of unforeseen expenditure which might eat into your budget and cause problems in the run. Make an approximate of how much you need to get your company up and running.

Some of the common expenditures are:

  • Man Power
  • Equipment/Infrastructure
  • Softwares, Hosting
  • Marketing and Sales expenditure
  • Misc – Stationary, Food/Snacks etc

Above is just the list common expenditures. Depending on your type of business and how you operate you may have to add/remove to the above list.

Even if you think you have taken all expenditures into account, I must stress, there will be some unforeseen expenditure coming your way. It is always a better idea to add buffer money to your budget, so that you won’t have to panic later on.

One mistake, we passionate entrepreneurs do, is to add small expenditures to our personal budget. “Why not? Its our company anyway!” – you might think. This is a very bad attitude and will eat up your savings before you even realise as most of the small expenditures are recurring.

Try to avoid projected sales revenue into the current budget. This is a very dangerous mistake and will prove fatal if the sales doesn’t happen. Do not do this ever, unless you have drained all your other sources and have no other way to go.

Having an idea of how much you need, to get your company up and running must be an integral part of the decision making process. It makes you concious of the monetary condition and prepares you for the times ahead.

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3 Responses to Starting a Business: Do you have enough money?

  1. canta says:

    Thank you for your post it is valuable information for me

  2. Mia says:

    Success is the sum of small efforts, repeated day in and day out.

  3. Tim Bryan says:

    Another thing that people should keep in mind is that depending on your business niche, a recession is a great time to start a company.. For one, you’ll be more hungry for success, and so will all of your employees..

    Tim Bryan
    wood urn

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